Place all beans in water and soak overnight. Place in large pot and boil until tender. Drain and cool.
In a large stockpot, add oil. Sauté garlic, onions, carrots and peppers for 10 minutes. Add vegetable stock, beans, tomatoes, V-8, cumin, chili powder, oregano, basil and bay leaves.
Cover and simmer gently for 1 hour.
Season with salt, pepper, Tobasco sauce and balsamic vinegar.